Welcome to Creative Risk Managment

Creative Risk Management is an independent financial consulting firm which provides our clients with a comprehensive approach to their financial planning needs. Everything we do starts with a conversation about your values, your vision and your feelings about how you want to live and the legacy you want to leave. The process moves forward with an in-depth look at your current financial situation. Only then will we design a plan to meet your stated objectives.

The process, and the conversation, continues with making sure you fully understand all your options and the strategies behind our recommendations. Only then will we begin the implementation process.

Our clients benefit from the depth of our experience and the diversity of our offerings, as well as from a team of professionals whose approach is always client centered. As a completely independent financial firm, we strive to provide clients with the most appropriate solutions and products for their needs.
Calculators

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Disability Income Insurance

How much Disability Income Insurance do you need?

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

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Newsletters

HOT TOPIC: What's Ahead for 2009

Economists believe the U.S. economy probably entered a recession in late 2008, but a recovery could be in motion by the second quarter of 2009. What else might 2009 have in store?

HOT TOPIC: A Bear Market History Lesson

If it feels like the sky is falling, it wouldn’t be the first time. But is the downturn that began in October 2007 all that different from bear markets of the past? Here’s a look back at the nine other bear markets that have occurred since 1950.

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