Our Process

UNDERSTANDING YOUR VALUES AND VISIONS
We will speak about your values and your visions so that I can fully understand your goals. We will identify and prioritize your objectives. I will explain how I work and why I believe in the importance of a disciplined approach. I will also discuss costs and my fee structure.

FINANCIAL ANALYSIS
Your personal comprehensive risk management program starts with a thorough review of your current financial status, including your current estate plan, investments, income and expenses, taxes, life insurance, long term care plans and lifetime cash flow analysis. We will ask you to gather certain information and specific documents to bring with you so we can accurately discuss your needs quantify your financial goals and identify the risks that may interfere with your objectives.

YOUR COMPREHENSIVE FINANCIAL PLAN
At this point I will present you with your comprehensive financial plan. I will carefully review my recommendations with you and the reasoning behind the decisions, answer all your questions and, only when you are comfortable, will I begin the implementation process.

IMPLEMENTATION MEETING
Once you have asked me to implement my recommendations, we will sign all the necessary paperwork and documents to establish and fund your financial strategy.

PERIODIC REVIEWS
This process begins a relationship that is ongoing and long-term. Because nothing in life remains static, we will meet periodically to review your financial plan to help make sure it remains on track to meet your objectives.

 

*Registered Representative with NFP Securities, Inc.